Your Credit Card Statement for the period 09-JAN-2010 to 08-FEB-2010

Dear MR K GOVARDHAN KINI, Please find enclosed your account statement. To open the statement, you require an 8-character password. The first four letters of your password are the first 4 letters of your name as displayed on your credit card followed by your date and month of birth (in DDMM format). The password is case sensitive (lowercase). Please make sure that you do not include any special characters or spaces. For example, if the name on your credit card is Sujit Sawant and your date of birth is 05-01-1950, then your password will be suji0501. If the name on your Credit Card is Dr. Raj Sinha and your date of birth is 05-01-1950, then your password will be drra0501. To open this secure encrypted file, all you need is Adobe Acrobat Reader version 6.0 or above. If you do not have Adobe Acrobat Reader, please click on this link www.adobe.com/products/acrobat/readstep2.html to download the free version. Please note that you will not be able to open this file or view the file properly with any version lower than Adobe Acrobat Reader 6.0.
This is a system generated mail. Please do not reply back to this email ID.
If the Cardholder fails to pay the Minimum Amount Due on or before the date indicated in the billing statement, it shall be treated as default. In the event of such a default, the Bank can forward a default report to credit information bureaus or other such agencies, as approved by law. The notice period for reporting a Cardholder as a defaulter shall be the duration between the credit card billing date and the payment due date indicated in the billing statement.
If you have a query or need any clarification you may: (1) Log in to your account online and write to us through Accounts Manager (2) Visit the 'Email Us' link at www.icicibank.com to send us an e-mail or (3) Call our 24-hour Customer Care
	Register your ICICI Bank credit card for Verified by Visa / MasterCard SecureCode today to secure your online transactions. RBI guidelines make this second level authentication, also called 3-D Secure, mandatory for all Internet card transactions from August 1, 2009. For registration and further details, please visit the Credit Cards section of www.icicibank.com.
HOW TO MAKE YOUR PAYMENT
	Making payments for your ICICI Bank Credit Cards is really simple. All you have to do is to choose one of the following easy methods:
	For online payment if you have an ICICI Bank Savings Account - Go to ICICIBank.com and transfer funds from your savings account to credit card account using our Bill Pay facility.
	For online payment if you do not have an ICICI Bank Savings Account - a) Go to ICICIBank.com > Personal banking > Online services > Click to Pay or http://www.icicibank.com/pfsuser/icicibank/online/clicktopay/index.html and transfer funds from your other banks' saving account to your ICICI Bank credit card account using our Click to Pay facility.
	b) Pay your ICICI Bank card dues from any of your non-ICICI-Bank savings accounts also through net banking if your bank has enabled the NEFT facility. Use Transaction Code 52 and IFS code ICIC0000103 for ICICI Bank as the destination bank.
	By Cheque/Draft - Make out a cheque/draft on a local bank and drop it into one of the collection boxes conveniently placed at our ICICI Bank branches / ATMs / Skypak drop boxes in your neighbourhood. The cheque/draft should be payable to " ICICI Bank Credit Card XXXX XXXX XXXX XXXX ".
Discover a new way of paying your Credit Card bills from your bank account anytime anywhere by using ICICI Bank iMobile. GPRS users, SMS iMobile to 56767661. For details, please click here.

* Note: All figures are in Rs.
a) To view, Terms and Conditions, please Click here b) To view, Most Important Terms and Conditions, please Click here 'Most Important Terms and Conditions' and detailed 'Terms and Conditions' are available at www.icicibank.com in eleven Indian languages
CONFIDENTIALITY INFORMATION AND DISCLAIMER
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